Safaricom Integrates Fuliza Overdraft into M-Pesa GlobalPay Virtual Card for Seamless Online Payments

Safaricom has enhanced the M-Pesa GlobalPay Virtual Visa Card by integrating its popular Fuliza overdraft service, enabling users to complete online payments even when their M-Pesa wallet balance is insufficient.

How the Integration Works

The GlobalPay Virtual Visa Card is a digital payment solution linked to M-Pesa, accepted on online platforms supporting Visa transactions. With the new feature, users can tap into their existing Fuliza credit limits to fund online purchases, ensuring subscription services and other recurring payments continue without disruption.

Safaricom encourages customers to open the M-Pesa app and activate the Fuliza option on the GlobalPay card to benefit from this service.

Benefits for M-Pesa Users

• Maintains uninterrupted access to subscription-based digital services.
• Extends Fuliza’s utility beyond person-to-person and till payments into international online payments.
• Automatically deducts repayments once funds are deposited into the M-Pesa wallet.

About Fuliza

Launched in 2019 and operated in partnership with NCBA Bank and KCB Group, Fuliza is one of Kenya’s most widely used overdraft services. It allows M-Pesa users to complete transactions and send money even when their balance is zero, with repayments made automatically when the wallet is funded.

Additional Information

Safaricom recently addressed inquiries about Fuliza credit limits, explaining that eligibility is determined by an automated credit scoring system evaluating multiple factors beyond transaction history. Users seeking to increase their Fuliza limits are advised to follow the guidance provided within the M-Pesa app.